RedotPay vs Tuyo Card
RedotPay scores 9/16, Tuyo Card scores 9/16 on the CBL Card Score. Here is every criterion side by side.
 RedotPay |  Tuyo Card | |
|---|---|---|
| Custody | 1 of 2 | 2 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 2 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 0 of 2 |
| Funding cost | 0 of 2 | 2 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 0 of 2 |
| Yield on idle balance | 1 of 2 | 2 of 2 |
| Total | 9 | 9 |
The short verdict: RedotPay leads overall (9 to 9). Custodial, segregated, own trust company, 1.2%, about 2.2% all-in FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| RedotPay | 0% on the standard card. RedotPay Pro: 3% on Apple Pay and Google Pay purchases, capped at $18 a month, paid in USDs that expire after 30 days (official). |
| Tuyo Card | None published. "Buy Now, Pay Maybe": some card purchases are randomly covered by Tuyo. TUYOs are non-transferable reward points ahead of a token "we expect to launch in 2026" (official, tuyo.com/faq, checked 20 Oct 2026). Rewards listed as "TBD" (third-party: SpendNode, 21 Sep 2026). |
Cashback is shown as a dated fact and never scored.