RedotPay vs THORWallet Card

RedotPay scores 9/16, THORWallet Card scores 8/16 on the CBL Card Score. Here is every criterion side by side.

RedotPayRedotPayTHORWallet CardTHORWallet Card
Custody1 of 20 of 2
Issuer and licence1 of 21 of 2
Availability2 of 22 of 2
FX fee on a foreign-currency purchase1 of 21 of 2
Funding cost0 of 21 of 2
Apple Pay and Google Pay2 of 22 of 2
Freeze and dispute policy1 of 21 of 2
Yield on idle balance1 of 20 of 2
Total98

The short verdict: RedotPay leads overall (9 to 8). Custodial, segregated, own trust company, 1.2%, about 2.2% all-in FX. Health: Watch. Check each profile for what still needs confirming before deciding.

Cashback, as of 20 Oct 2026

RedotPay0% on the standard card. RedotPay Pro: 3% on Apple Pay and Google Pay purchases, capped at $18 a month, paid in USDs that expire after 30 days (official).
THORWallet CardPremium 0.5% in USDC on the first $5,000 of card spend per month in year one, then capped at $2,000 per month if the user does not stake TITN. Basic 0% (official, cards page and help centre, checked 20 Oct 2026). The cards page says it is paid from the card's FX margin.

Cashback is shown as a dated fact and never scored.

Full profiles

RedotPay full profileTHORWallet Card full profileEvery card, ranked