RedotPay scores 9/16, Crypto.com Visa Card scores 7/16 on the CBL Card Score. Here is every criterion side by side.
| Custody | 1 of 2 | 0 of 2 |
| Issuer and licence | 1 of 2 | 2 of 2 |
| Availability | 2 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 0 of 2 |
| Funding cost | 0 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 0 of 2 |
| Total | 9 | 7 |
The short verdict: RedotPay leads overall (9 to 7). Custodial, segregated, own trust company, 1.2%, about 2.2% all-in FX. Health: Watch. Check each profile for what still needs confirming before deciding.
| RedotPay | 0% on the standard card. RedotPay Pro: 3% on Apple Pay and Google Pay purchases, capped at $18 a month, paid in USDs that expire after 30 days (official). |
| Crypto.com Visa Card | Paid in CRO by tier: Midnight Blue 0%, Ruby 1.5% (cap $750 a month), Jade and Indigo 2.5% (cap $1,500), Icy and Rose 3.5% (cap $3,000), Obsidian 4.5% (cap $5,000) (official, crypto.com/eea/cards, checked 12 Oct 2026). |
Cashback is shown as a dated fact and never scored.