RedotPay scores 9/16, Bitget Wallet Card scores 7/16 on the CBL Card Score. Here is every criterion side by side.
| Custody | 1 of 2 | 0 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 2 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 1 of 2 |
| Funding cost | 0 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 0 of 2 |
| Yield on idle balance | 1 of 2 | 1 of 2 |
| Total | 9 | 7 |
The short verdict: RedotPay leads overall (9 to 7). Custodial, segregated, own trust company, 1.2%, about 2.2% all-in FX. Health: Watch. Check each profile for what still needs confirming before deciding.
| RedotPay | 0% on the standard card. RedotPay Pro: 3% on Apple Pay and Google Pay purchases, capped at $18 a month, paid in USDs that expire after 30 days (official). |
| Bitget Wallet Card | 2% assetback by default, up to 3% for new users or after $200 to $400 of monthly spend, paid in BTC, gold, US stocks or USDC by the user's choice; some merchant categories excluded (official). Eligible spend capped at $400 a month (third-party: cardpilled). |
Cashback is shown as a dated fact and never scored.