Plasma One vs Zypto Premium VISA Card

Plasma One scores 10/16, Zypto Premium VISA Card scores 5/16 on the CBL Card Score. Here is every criterion side by side.

	Plasma One	Zypto Premium VISA Card
Custody	2 of 2	0 of 2
Issuer and licence	1 of 2	1 of 2
Availability	1 of 2	1 of 2
FX fee on a foreign-currency purchase	0 of 2	0 of 2
Funding cost	1 of 2	0 of 2
Apple Pay and Google Pay	2 of 2	2 of 2
Freeze and dispute policy	1 of 2	1 of 2
Yield on idle balance	2 of 2	0 of 2
Total	10	5

The short verdict: Plasma One leads overall (10 to 5). Self-custodial; keys held via Privy, 1% markup plus Visa fee on Lite FX. Health: Watch. Check each profile for what still needs confirming before deciding.

Cashback, as of 20 Oct 2026

Plasma One

Paid in XPL. Lite 2% headline, laddered by spend band in the help centre. Core 3% on the first $1,000 a month, 2% on the next $1,000, 1% on the next $1,000, 0.25% after that, plus 5% on AI subscriptions up to $500 a month. Platinum 4% on the first $3,000, 3% on the next $7,000, 2% on the next $5,000, 1% after that, plus 10% on AI spend and on eligible flights up to $600 a year (official, tier pages and rewards addendum, checked 20 Oct 2026). "Rates are variable and subject to change" (official).

Zypto Premium VISA Card

No percentage cashback. Card loads earn ZYP points under the Rewards Hub, with 1,000 ZYP worth $1 (official, zypto.com; third-party: CryptoCardHub, 10 Aug 2026).

Cashback is shown as a dated fact and never scored.