Nexo Card vs WhiteBIT Nova
Nexo Card scores 9/16, WhiteBIT Nova scores 6/16 on the CBL Card Score. Here is every criterion side by side.
 Nexo Card |  WhiteBIT Nova | |
|---|---|---|
| Custody | 1 of 2 | 0 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 1 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 0 of 2 | 1 of 2 |
| Funding cost | 1 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 0 of 2 |
| Total | 9 | 6 |
The short verdict: Nexo Card leads overall (9 to 6). Custodial; Tangany keeps EEA client assets separate, 0.2% in European currencies, 2% elsewhere FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Nexo Card | In NEXO: Base 0.5%, Silver 0.7%, Gold 1%, Platinum 2%. In BTC: 0.1%, 0.2%, 0.3%, 0.5% (official, nexo.com/nexo-card, checked 12 Oct 2026). Credit mode only, with more than $5,000 in the account. Monthly caps of $50 to $200 reported (third-party: cardpilled). |
| WhiteBIT Nova | Up to 10% in BTC or WBT on three chosen categories: Subscriptions 10%, Taxi 5%, Pets 5%, Gaming 2%, Entertainment 2%, Food and Cafes 1%, Groceries 1%, Medicine 1%, Auto 1%, Electronics 1%, Beauty 1%, Clothing and Shoes 1% (official, whitebit.com/crypto-card, checked 20 Oct 2026). USD card cap "Maximum cashback per month: 25 USD", minimum claim 5 USDC, categories changeable once every 7 days (official, help articles). EUR card cap €25 a month (official). |
Cashback is shown as a dated fact and never scored.