Nexo Card scores 9/16, Binance Card scores 6/16 on the CBL Card Score. Here is every criterion side by side.
| Custody | 1 of 2 | 0 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 1 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 0 of 2 | 0 of 2 |
| Funding cost | 1 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 1 of 2 |
| Total | 9 | 6 |
The short verdict: Nexo Card leads overall (9 to 6). Custodial; Tangany keeps EEA client assets separate, 0.2% in European currencies, 2% elsewhere FX. Health: Watch. Check each profile for what still needs confirming before deciding.
| Nexo Card | In NEXO: Base 0.5%, Silver 0.7%, Gold 1%, Platinum 2%. In BTC: 0.1%, 0.2%, 0.3%, 0.5% (official, nexo.com/nexo-card, checked 12 Oct 2026). Credit mode only, with more than $5,000 in the account. Monthly caps of $50 to $200 reported (third-party: cardpilled). |
| Binance Card | Brazil: tiered by total spend in the calendar month and applied to the whole month, credited on the 10th of the next month; rates shown only in an image on the official page (official, Brazil Card FAQ, 19 Oct 2026). Third party reports 1.5% under 500 BRL, 2% from 500 BRL, 3% from 5,000 BRL, capped at 500 BRL a month, paid in BRL (third-party: CryptoCardHub, 11 Aug 2026). Pomelo states "up to 3%" (official, Pomelo blog, 15 Apr 2026). Global Program rates reported at 0.5% to 2% with a $20 cap in some markets, and 1.5% to 3% with a $100 cap in others from 1 Jun 2026 (third-party: CryptoCardHub). |
Cashback is shown as a dated fact and never scored.