MetaMask Card vs Binance Card
MetaMask Card scores 11/16, Binance Card scores 6/16 on the CBL Card Score. Here is every criterion side by side.
 MetaMask Card |  Binance Card | |
|---|---|---|
| Custody | 2 of 2 | 0 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 0 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 0 of 2 |
| Funding cost | 1 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 2 of 2 | 1 of 2 |
| Total | 11 | 6 |
The short verdict: MetaMask Card leads overall (11 to 6). Self-custodial; spends straight from your wallet, mastercard rate plus 1% cross-border fee FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| MetaMask Card | 1% back in mUSD on eligible card transactions for the Virtual card; 3% for Metal on the first $10,000 spent, then 1% (official, metamask.io/card, checked 20 Oct 2026). The Money Account page states 3% on Metal without the cap. Paid to the Money Account as mUSD. Dining: 5X $FLY via Blackbird on Virtual, 7X on Metal (official, card FAQ). |
| Binance Card | Brazil: tiered by total spend in the calendar month and applied to the whole month, credited on the 10th of the next month; rates shown only in an image on the official page (official, Brazil Card FAQ, 19 Oct 2026). Third party reports 1.5% under 500 BRL, 2% from 500 BRL, 3% from 5,000 BRL, capped at 500 BRL a month, paid in BRL (third-party: CryptoCardHub, 11 Aug 2026). Pomelo states "up to 3%" (official, Pomelo blog, 15 Apr 2026). Global Program rates reported at 0.5% to 2% with a $20 cap in some markets, and 1.5% to 3% with a $100 cap in others from 1 Jun 2026 (third-party: CryptoCardHub). |
Cashback is shown as a dated fact and never scored.