KAST scores 11/16, Tria Card scores 7/16 on the CBL Card Score. Here is every criterion side by side.
| Custody | 0 of 2 | 2 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 2 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 0 of 2 |
| Funding cost | 1 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 2 of 2 | 1 of 2 |
| Total | 11 | 7 |
The short verdict: KAST leads overall (11 to 7). Custodial, no segregation duty stated, 0.5% to 1.75%, by country FX. Health: Watch. Check each profile for what still needs confirming before deciding.
| KAST | Standard 1.5%, Premium 2%, Private 3%, paid in USD (official). Monthly caps reported at $2,000, $10,000 and $40,000 (third-party); the official fee article says only that rewards are subject to monthly caps. |
| Tria Card | Virtual 1.5% up to $100 spend a month then 0.5%; Signature 4.5% up to $1,000 then 1%; Premium 6% up to $2,000 then 1% (official, docs.tria.so/card-cashback-terms, last updated 1 Jun 2026). Paid in USDC or USDT to the connected wallet no later than 12 months after the period; forfeited if the account is closed; staking badges add 0.25% to 2% within the cap (official). The help centre gives Lite a $1,000 cap, which conflicts with the terms (official, help centre). |
Cashback is shown as a dated fact and never scored.