KAST vs Oobit
KAST scores 11/16, Oobit scores 8/16 on the CBL Card Score. Here is every criterion side by side.
 KAST |  Oobit | |
|---|---|---|
| Custody | 0 of 2 | 1 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 2 of 2 | 2 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 1 of 2 |
| Funding cost | 1 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 2 of 2 | 0 of 2 |
| Total | 11 | 8 |
The short verdict: KAST leads overall (11 to 8). Custodial, no segregation duty stated, 0.5% to 1.75%, by country FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 29 Sept 2026
| KAST | Standard 1.5%, Premium 2%, Private 3%, paid in USD (official). Monthly caps reported at $2,000, $10,000 and $40,000 (third-party); the official fee article says only that rewards are subject to monthly caps. |
| Oobit | Up to 10% on purchases funded with the OOB token, capped at $10,000 of monthly spend, and 5% on USDT spend, capped at $200 of monthly spend, both from Level 2, which takes $250 of spend within 90 days; base rewards are points held in the app (third-party: cardpilled; SpendNode). Oobit's site advertises up to 10% off (official). |
Cashback is shown as a dated fact and never scored.