Fiat24 Debit Card scores 6/16, Zypto Premium VISA Card scores 5/16 on the CBL Card Score. Here is every criterion side by side.
| Custody | 1 of 2 | 0 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 0 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 0 of 2 | 0 of 2 |
| Funding cost | 0 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 0 of 2 |
| Total | 6 | 5 |
The short verdict: Fiat24 Debit Card leads overall (6 to 5). Cash tokens in your wallet; fiat with Fiat24, conversion fee not published FX. Health: Watch. Check each profile for what still needs confirming before deciding.
| Fiat24 Debit Card | None found on any official page (checked 20 Oct 2026). A third party confirms no recurring card cashback on any tier (third-party: cryptocardhub, 11 Aug 2026). |
| Zypto Premium VISA Card | No percentage cashback. Card loads earn ZYP points under the Rewards Hub, with 1,000 ZYP worth $1 (official, zypto.com; third-party: CryptoCardHub, 10 Aug 2026). |
Cashback is shown as a dated fact and never scored.