ether.fi Cash vs Plasma One
ether.fi Cash scores 13/16, Plasma One scores 10/16 on the CBL Card Score. Here is every criterion side by side.
 ether.fi Cash |  Plasma One | |
|---|---|---|
| Custody | 2 of 2 | 2 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 2 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 0 of 2 |
| Funding cost | 1 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 2 of 2 | 2 of 2 |
| Total | 13 | 10 |
The short verdict: ether.fi Cash leads overall (13 to 10). Self-custodial, about 1% to 1.5% on Core FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| ether.fi Cash | 3% on the first $2,000 of monthly spend at Core, then 1% to $3,000 and 0.5% above; Luxe 3% to $10,000 and Pinnacle 3% to $50,000, stepping down the same way; VIP 4% on the first $50,000. Paid in ETHFI with a 7-day lock, $5 minimum to claim (official). The overall $1,000 monthly cap reported by cardpilled appears on no official page; the programme terms let ether.fi cap monthly rewards at its discretion. |
| Plasma One | Paid in XPL. Lite 2% headline, laddered by spend band in the help centre. Core 3% on the first $1,000 a month, 2% on the next $1,000, 1% on the next $1,000, 0.25% after that, plus 5% on AI subscriptions up to $500 a month. Platinum 4% on the first $3,000, 3% on the next $7,000, 2% on the next $5,000, 1% after that, plus 10% on AI spend and on eligible flights up to $600 a year (official, tier pages and rewards addendum, checked 20 Oct 2026). "Rates are variable and subject to change" (official). |
Cashback is shown as a dated fact and never scored.