Crypto.com Visa Card vs WhiteBIT Nova

Crypto.com Visa Card scores 7/16, WhiteBIT Nova scores 6/16 on the CBL Card Score. Here is every criterion side by side.

	Crypto.com Visa Card	WhiteBIT Nova
Custody	0 of 2	0 of 2
Issuer and licence	2 of 2	1 of 2
Availability	1 of 2	1 of 2
FX fee on a foreign-currency purchase	0 of 2	1 of 2
Funding cost	1 of 2	0 of 2
Apple Pay and Google Pay	2 of 2	2 of 2
Freeze and dispute policy	1 of 2	1 of 2
Yield on idle balance	0 of 2	0 of 2
Total	7	6

The short verdict: Crypto.com Visa Card leads overall (7 to 6). Custodial; no EEA safeguarding statement found, 2% outside Europe on the free tier FX. Health: Watch. Check each profile for what still needs confirming before deciding.

Cashback, as of 20 Oct 2026

Crypto.com Visa Card

Paid in CRO by tier: Midnight Blue 0%, Ruby 1.5% (cap $750 a month), Jade and Indigo 2.5% (cap $1,500), Icy and Rose 3.5% (cap $3,000), Obsidian 4.5% (cap $5,000) (official, crypto.com/eea/cards, checked 12 Oct 2026).

WhiteBIT Nova

Up to 10% in BTC or WBT on three chosen categories: Subscriptions 10%, Taxi 5%, Pets 5%, Gaming 2%, Entertainment 2%, Food and Cafes 1%, Groceries 1%, Medicine 1%, Auto 1%, Electronics 1%, Beauty 1%, Clothing and Shoes 1% (official, whitebit.com/crypto-card, checked 20 Oct 2026). USD card cap "Maximum cashback per month: 25 USD", minimum claim 5 USDC, categories changeable once every 7 days (official, help articles). EUR card cap €25 a month (official).

Cashback is shown as a dated fact and never scored.