Bybit Card vs THORWallet Card
Bybit Card scores 8/16, THORWallet Card scores 8/16 on the CBL Card Score. Here is every criterion side by side.
 Bybit Card |  THORWallet Card | |
|---|---|---|
| Custody | 1 of 2 | 0 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 0 of 2 | 2 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 1 of 2 |
| Funding cost | 1 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 0 of 2 |
| Total | 8 | 8 |
The short verdict: Bybit Card leads overall (8 to 8). Custodial, MiCA segregation stated, 0.5%, plus 0.9% to spend crypto FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Bybit Card | EEA: 1% for non-VIP users, reported uncapped (Bybit EU on X and third parties; the official tier table did not render); VIP levels 2% to 10% with monthly caps; new users 10% in the first month, capped at €150; paid daily in USDC or BTC; full rebates on partner subscriptions from the second tier (official). Global programme: 2% to 10% by tier with monthly caps from $5 to $600 (official). |
| THORWallet Card | Premium 0.5% in USDC on the first $5,000 of card spend per month in year one, then capped at $2,000 per month if the user does not stake TITN. Basic 0% (official, cards page and help centre, checked 20 Oct 2026). The cards page says it is paid from the card's FX margin. |
Cashback is shown as a dated fact and never scored.