Bybit Card vs RedotPay

Bybit Card scores 8/16, RedotPay scores 9/16 on the CBL Card Score. Here is every criterion side by side.

Bybit CardBybit CardRedotPayRedotPay
Custody1 of 21 of 2
Issuer and licence1 of 21 of 2
Availability0 of 22 of 2
FX fee on a foreign-currency purchase1 of 21 of 2
Funding cost1 of 20 of 2
Apple Pay and Google Pay2 of 22 of 2
Freeze and dispute policy2 of 21 of 2
Yield on idle balance0 of 21 of 2
Total89

The short verdict: RedotPay leads overall (9 to 8). Custodial, segregated, own trust company, 1.2%, about 2.2% all-in FX. Health: Watch. Check each profile for what still needs confirming before deciding.

Cashback, as of 28 Sept 2026

Bybit CardEEA: 1% for non-VIP users, reported uncapped (Bybit EU on X and third parties; the official tier table did not render); VIP levels 2% to 10% with monthly caps; new users 10% in the first month, capped at €150; paid daily in USDC or BTC; full rebates on partner subscriptions from the second tier (official). Global programme: 2% to 10% by tier with monthly caps from $5 to $600 (official).
RedotPay0% on the standard card. RedotPay Pro: 3% on Apple Pay and Google Pay purchases, capped at $18 a month, paid in USDs that expire after 30 days (official).

Cashback is shown as a dated fact and never scored.

Full profiles

Bybit Card full profileRedotPay full profileEvery card, ranked