Bleap Card scores 12/16, THORWallet Card scores 8/16 on the CBL Card Score. Here is every criterion side by side.
| Custody | 2 of 2 | 0 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 0 of 2 | 2 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 2 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 0 of 2 |
| Total | 12 | 8 |
The short verdict: Bleap Card leads overall (12 to 8). Self-custodial MPC wallet; issuer holds no funds, 0% markup; Mastercard rate applies FX. Health: Watch. Check each profile for what still needs confirming before deciding.
| Bleap Card | Paid in USDC. 1% on all spend, capped at €500 per transaction and €3,000 a month; 3% on Uber, Bolt and food delivery apps, capped at €50 per transaction and €500 a month per service; 20% on Netflix, Disney, Amazon Prime, YouTube, ChatGPT, Gemini, Claude, PlayStation Plus, Xbox Game Pass, Nintendo Switch Online and Steam, with monthly or yearly caps per merchant; 2% at restaurants and supermarkets ran 12 Feb to 31 May 2026 (official, cashback terms, updated 25 May 2026). No plan, stake or minimum balance required. |
| THORWallet Card | Premium 0.5% in USDC on the first $5,000 of card spend per month in year one, then capped at $2,000 per month if the user does not stake TITN. Basic 0% (official, cards page and help centre, checked 20 Oct 2026). The cards page says it is paid from the card's FX margin. |
Cashback is shown as a dated fact and never scored.