Bleap Card vs Brighty Card
Bleap Card scores 12/16, Brighty Card scores 8/16 on the CBL Card Score. Here is every criterion side by side.
 Bleap Card |  Brighty Card | |
|---|---|---|
| Custody | 2 of 2 | 1 of 2 |
| Issuer and licence | 2 of 2 | 2 of 2 |
| Availability | 0 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 2 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 1 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 1 of 2 |
| Total | 12 | 8 |
The short verdict: Bleap Card leads overall (12 to 8). Self-custodial MPC wallet; issuer holds no funds, 0% markup; Mastercard rate applies FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Bleap Card | Paid in USDC. 1% on all spend, capped at €500 per transaction and €3,000 a month; 3% on Uber, Bolt and food delivery apps, capped at €50 per transaction and €500 a month per service; 20% on Netflix, Disney, Amazon Prime, YouTube, ChatGPT, Gemini, Claude, PlayStation Plus, Xbox Game Pass, Nintendo Switch Online and Steam, with monthly or yearly caps per merchant; 2% at restaurants and supermarkets ran 12 Feb to 31 May 2026 (official, cashback terms, updated 25 May 2026). No plan, stake or minimum balance required. |
| Brighty Card | 0.5% in USDC on eligible purchases on all plans; selected categories 1.25% to 1.75% depending on plan; monthly caps USDC 20 on One, USDC 60 on Plus, USDC 100 on Pro (official, help article "What is Cashback?", 5 Mar 2026). Excludes ATM withdrawals, transfers, top-ups, gambling, crypto purchases and Curve pass-through cards; most cashback posts within 5 business days and moves to the Reward Box the next month (official, cashback terms, 01.10.2026). |
Cashback is shown as a dated fact and never scored.