Bitpanda Card vs Nexo Card
Bitpanda Card scores 11/16, Nexo Card scores 9/16 on the CBL Card Score. Here is every criterion side by side.
 Bitpanda Card |  Nexo Card | |
|---|---|---|
| Custody | 1 of 2 | 1 of 2 |
| Issuer and licence | 2 of 2 | 2 of 2 |
| Availability | 0 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 0 of 2 |
| Funding cost | 1 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 1 of 2 |
| Total | 11 | 9 |
The short verdict: Bitpanda Card leads overall (11 to 9). Custodial; crypto segregated under MiCA, 0% from Bitpanda; Visa rate applies FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Bitpanda Card | "All users receive a flat 1% cashback on eligible purchases paid with cryptocurrencies", paid in the same crypto (official, help centre FAQ, checked 20 Oct 2026). Purchases funded by EUR, precious metals, stocks or stablecoins (USDT, USDC, EUROCV) earn nothing (official). The card page metadata still reads "up to 2%", a leftover from the earlier BEST VIP scheme (official, checked 20 Oct 2026). |
| Nexo Card | In NEXO: Base 0.5%, Silver 0.7%, Gold 1%, Platinum 2%. In BTC: 0.1%, 0.2%, 0.3%, 0.5% (official, nexo.com/nexo-card, checked 12 Oct 2026). Credit mode only, with more than $5,000 in the account. Monthly caps of $50 to $200 reported (third-party: cardpilled). |
Cashback is shown as a dated fact and never scored.