Bitpanda Card vs MetaMask Card
Bitpanda Card scores 11/16, MetaMask Card scores 11/16 on the CBL Card Score. Here is every criterion side by side.
 Bitpanda Card |  MetaMask Card | |
|---|---|---|
| Custody | 1 of 2 | 2 of 2 |
| Issuer and licence | 2 of 2 | 2 of 2 |
| Availability | 0 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 1 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 2 of 2 |
| Total | 11 | 11 |
The short verdict: Bitpanda Card leads overall (11 to 11). Custodial; crypto segregated under MiCA, 0% from Bitpanda; Visa rate applies FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Bitpanda Card | "All users receive a flat 1% cashback on eligible purchases paid with cryptocurrencies", paid in the same crypto (official, help centre FAQ, checked 20 Oct 2026). Purchases funded by EUR, precious metals, stocks or stablecoins (USDT, USDC, EUROCV) earn nothing (official). The card page metadata still reads "up to 2%", a leftover from the earlier BEST VIP scheme (official, checked 20 Oct 2026). |
| MetaMask Card | 1% back in mUSD on eligible card transactions for the Virtual card; 3% for Metal on the first $10,000 spent, then 1% (official, metamask.io/card, checked 20 Oct 2026). The Money Account page states 3% on Metal without the cap. Paid to the Money Account as mUSD. Dining: 5X $FLY via Blackbird on Virtual, 7X on Metal (official, card FAQ). |
Cashback is shown as a dated fact and never scored.