Kraken → PostFinance: will your cash-out go through?

Selling on Kraken and sending the euros to your PostFinance account? Community reports say: works, with care. Here is what that means in practice.

PostFinance · P2P tolerance: Mixed

Sells crypto in-app since 2024 and tolerates own-name exchange transfers; Swiss banks generally demand source-of-funds proof on inbound exchange money.

Community-reported, separate from the CBL Score.

Kraken rails

SEPA in and out with instant options via banking partners, strict own-name matching. One of the exchanges European banks flag least.

The one rule that matters

Cash out from your own Kraken account, in your own name, to your own PostFinance account. Third-party transfers from P2P buyers are the number one freeze trigger at every bank we track. Avoid crypto words in the payment reference, and test a small amount before a serious one.

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PostFinance full profileFrozen Account Survival Kit