Venmo Credit Card vs Fiat24 Debit Card

Venmo Credit Card scores 10/16, Fiat24 Debit Card scores 6/16 on the CBL Card Score. Here is every criterion side by side.

Venmo Credit CardVenmo Credit CardFiat24 Debit CardFiat24 Debit Card
Custody1 of 21 of 2
Issuer and licence2 of 22 of 2
Availability0 of 20 of 2
FX fee on a foreign-currency purchase2 of 20 of 2
Funding cost0 of 20 of 2
Apple Pay and Google Pay2 of 22 of 2
Freeze and dispute policy2 of 21 of 2
Yield on idle balance1 of 20 of 2
Total106

The short verdict: Venmo Credit Card leads overall (10 to 6). Custodial; crypto held apart from PayPal Digital assets, no foreign transaction fee FX. Health: Watch. Check each profile for what still needs confirming before deciding.

Cashback, as of 20 Oct 2026

Venmo Credit Card3% on dining and entertainment, including streaming; an extra 1% when the purchase is split with a friend on Venmo within 30 days; 3% when checking out with Venmo online or paying a business or a person for goods and services on Venmo; 1% on everything else (official, venmo.com/about/creditcard/rewards, checked 20 Oct 2026). No caps stated. Cards approved after 24 Sep 2026 pay cash back daily; earlier cards pay 1 to 3 days after the statement end (official, help centre FAQ). Cash Back to Crypto buys the chosen asset automatically, with Bitcoin, Ethereum, Litecoin and Bitcoin Cash named on the card page and Solana and Chainlink listed in the crypto FAQ (official).
Fiat24 Debit CardNone found on any official page (checked 20 Oct 2026). A third party confirms no recurring card cashback on any tier (third-party: cryptocardhub, 11 Aug 2026).

Cashback is shown as a dated fact and never scored.

Full profiles

Venmo Credit Card full profileFiat24 Debit Card full profileEvery card, ranked