Venmo Credit Card scores 10/16, Bitget Wallet Card scores 7/16 on the CBL Card Score. Here is every criterion side by side.
| Custody | 1 of 2 | 0 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 0 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 0 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 0 of 2 |
| Yield on idle balance | 1 of 2 | 1 of 2 |
| Total | 10 | 7 |
The short verdict: Venmo Credit Card leads overall (10 to 7). Custodial; crypto held apart from PayPal Digital assets, no foreign transaction fee FX. Health: Watch. Check each profile for what still needs confirming before deciding.
| Venmo Credit Card | 3% on dining and entertainment, including streaming; an extra 1% when the purchase is split with a friend on Venmo within 30 days; 3% when checking out with Venmo online or paying a business or a person for goods and services on Venmo; 1% on everything else (official, venmo.com/about/creditcard/rewards, checked 20 Oct 2026). No caps stated. Cards approved after 24 Sep 2026 pay cash back daily; earlier cards pay 1 to 3 days after the statement end (official, help centre FAQ). Cash Back to Crypto buys the chosen asset automatically, with Bitcoin, Ethereum, Litecoin and Bitcoin Cash named on the card page and Solana and Chainlink listed in the crypto FAQ (official). |
| Bitget Wallet Card | 2% assetback by default, up to 3% for new users or after $200 to $400 of monthly spend, paid in BTC, gold, US stocks or USDC by the user's choice; some merchant categories excluded (official). Eligible spend capped at $400 a month (third-party: cardpilled). |
Cashback is shown as a dated fact and never scored.