THORWallet Card vs TP Card
THORWallet Card scores 8/16, TP Card scores 7/16 on the CBL Card Score. Here is every criterion side by side.
 THORWallet Card |  TP Card | |
|---|---|---|
| Custody | 0 of 2 | 1 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 2 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 2 of 2 |
| Funding cost | 1 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 0 of 2 |
| Total | 8 | 7 |
The short verdict: THORWallet Card leads overall (8 to 7). Self-custodial wallet; card balance held by Unblock, 1.5% on top of Mastercard rate FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| THORWallet Card | Premium 0.5% in USDC on the first $5,000 of card spend per month in year one, then capped at $2,000 per month if the user does not stake TITN. Basic 0% (official, cards page and help centre, checked 20 Oct 2026). The cards page says it is paid from the card's FX margin. |
| TP Card | None on spending. Referral commissions on invitees' top-up fees, paid in USDC with a 10 USDC minimum withdrawal, plus points (1,000 to the inviter and 5,000 to the invitee per valid referral, 1 point per 1 USDC topped up, expiring after 180 days); a valid referral needs KYC and a 100 USDC top-up within 30 days (official, Commission Rewards page, checked 20 Oct 2026). |
Cashback is shown as a dated fact and never scored.