SavePay Card scores 9/16, RedotPay scores 9/16 on the CBL Card Score. Here is every criterion side by side.
| Custody | 1 of 2 | 1 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 0 of 2 | 2 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 1 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 1 of 2 |
| Total | 9 | 9 |
The short verdict: SavePay Card leads overall (9 to 9). Tokenised deposit in own wallet; Fiat24 can block, uSD from USD balance, free exchange FX. Health: Watch. Check each profile for what still needs confirming before deciding.
| SavePay Card | None found (official docs; third-party: coincodecap, 24 Feb 2026). |
| RedotPay | 0% on the standard card. RedotPay Pro: 3% on Apple Pay and Google Pay purchases, capped at $18 a month, paid in USDs that expire after 30 days (official). |
Cashback is shown as a dated fact and never scored.