SavePay Card vs Oobit
SavePay Card scores 9/16, Oobit scores 8/16 on the CBL Card Score. Here is every criterion side by side.
 SavePay Card |  Oobit | |
|---|---|---|
| Custody | 1 of 2 | 1 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 0 of 2 | 2 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 1 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 0 of 2 |
| Total | 9 | 8 |
The short verdict: SavePay Card leads overall (9 to 8). Tokenised deposit in own wallet; Fiat24 can block, uSD from USD balance, free exchange FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| SavePay Card | None found (official docs; third-party: coincodecap, 24 Feb 2026). |
| Oobit | Up to 10% on purchases funded with the OOB token, capped at $10,000 of monthly spend, and 5% on USDT spend, capped at $200 of monthly spend, both from Level 2, which takes $250 of spend within 90 days; base rewards are points held in the app (third-party: cardpilled; SpendNode). Oobit's site advertises up to 10% off (official). |
Cashback is shown as a dated fact and never scored.