SavePay Card vs Bybit Card
SavePay Card scores 9/16, Bybit Card scores 8/16 on the CBL Card Score. Here is every criterion side by side.
 SavePay Card |  Bybit Card | |
|---|---|---|
| Custody | 1 of 2 | 1 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 0 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 1 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 2 of 2 |
| Yield on idle balance | 0 of 2 | 0 of 2 |
| Total | 9 | 8 |
The short verdict: SavePay Card leads overall (9 to 8). Tokenised deposit in own wallet; Fiat24 can block, uSD from USD balance, free exchange FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| SavePay Card | None found (official docs; third-party: coincodecap, 24 Feb 2026). |
| Bybit Card | EEA: 1% for non-VIP users, reported uncapped (Bybit EU on X and third parties; the official tier table did not render); VIP levels 2% to 10% with monthly caps; new users 10% in the first month, capped at €150; paid daily in USDC or BTC; full rebates on partner subscriptions from the second tier (official). Global programme: 2% to 10% by tier with monthly caps from $5 to $600 (official). |
Cashback is shown as a dated fact and never scored.