Kripicard scores 5/16, Zypto Premium VISA Card scores 5/16 on the CBL Card Score. Here is every criterion side by side.
| Custody | 0 of 2 | 0 of 2 |
| Issuer and licence | 0 of 2 | 1 of 2 |
| Availability | 0 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 0 of 2 |
| Funding cost | 0 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 0 of 2 |
| Total | 5 | 5 |
The short verdict: Kripicard leads overall (5 to 5). Custodial; unnamed bank holds the fiat balance, 0% FX fee on USD-billed virtual cards FX. Health: Unknown. Check each profile for what still needs confirming before deciding.
| Kripicard | None published (official, checked 20 Oct 2026). The $KRIPI utility token on Solana is described as giving possible fee discounts, with no rates stated (official, home page; third-party: TechBullion, 11 Feb 2026). |
| Zypto Premium VISA Card | No percentage cashback. Card loads earn ZYP points under the Rewards Hub, with 1,000 ZYP worth $1 (official, zypto.com; third-party: CryptoCardHub, 10 Aug 2026). |
Cashback is shown as a dated fact and never scored.