imToken Card (Fiat24) vs SafePal Mastercard
imToken Card (Fiat24) scores 8/16, SafePal Mastercard scores 8/16 on the CBL Card Score. Here is every criterion side by side.
 imToken Card (Fiat24) |  SafePal Mastercard | |
|---|---|---|
| Custody | 1 of 2 | 1 of 2 |
| Issuer and licence | 2 of 2 | 2 of 2 |
| Availability | 0 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 0 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 0 of 2 |
| Total | 8 | 8 |
The short verdict: imToken Card (Fiat24) leads overall (8 to 8). Tokenised deposit in own wallet; Fiat24 can block, no FX fee in USD, EUR, CHF, RMB FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| imToken Card (Fiat24) | None today. "imToken will be launching a rebate plan soon" (official, launch article updated 8 Oct 2026). |
| SafePal Mastercard | None found on any official SafePal or Fiat24 page (checked 20 Oct 2026). Referral commissions of up to 40% of referred users' top-up fees, depending on the referrer's tier (official, safepal.com/en/bank). |
Cashback is shown as a dated fact and never scored.