Gnosis Pay Card vs SafePal Mastercard
Gnosis Pay Card scores 12/16, SafePal Mastercard scores 8/16 on the CBL Card Score. Here is every criterion side by side.
 Gnosis Pay Card |  SafePal Mastercard | |
|---|---|---|
| Custody | 2 of 2 | 1 of 2 |
| Issuer and licence | 2 of 2 | 2 of 2 |
| Availability | 0 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 2 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 0 of 2 |
| Total | 12 | 8 |
The short verdict: Gnosis Pay Card leads overall (12 to 8). Self-custodial Safe on Gnosis Chain, 0% from Gnosis Pay; Visa rate applies FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Gnosis Pay Card | Ended. The GNO cashback programme closed on 30 Sep 2026 across partners (official, "Is Gnosis Pay shutting down?" help article). Before that: 1% with 0.1 GNO held, 2% with 1 GNO, 3% with 10 GNO, 4% with 100 GNO, plus 1% for OG NFT holders up to 5%, with weekly caps from $250 to $1,250 (third-party: SpendNode, 26 Sep 2026). |
| SafePal Mastercard | None found on any official SafePal or Fiat24 page (checked 20 Oct 2026). Referral commissions of up to 40% of referred users' top-up fees, depending on the referrer's tier (official, safepal.com/en/bank). |
Cashback is shown as a dated fact and never scored.