Gemini Credit Card vs Nexo Card
Gemini Credit Card scores 12/16, Nexo Card scores 9/16 on the CBL Card Score. Here is every criterion side by side.
 Gemini Credit Card |  Nexo Card | |
|---|---|---|
| Custody | 1 of 2 | 1 of 2 |
| Issuer and licence | 2 of 2 | 2 of 2 |
| Availability | 0 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 0 of 2 |
| Funding cost | 2 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 1 of 2 |
| Total | 12 | 9 |
The short verdict: Gemini Credit Card leads overall (12 to 9). Custodial rewards; Gemini Trust states segregation, no foreign transaction fees FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Gemini Credit Card | 4% in crypto on gas, EV charging and transit, on the first $300 of spend a month, then 1%; 3% on dining; 2% on groceries; 1% on everything else (official, card page, checked 20 Oct 2026). Rewards deposit when the transaction posts, in bitcoin or any of more than 50 cryptos on Gemini, switchable at any time (official). Vault Rewards of up to 10% at partner merchants, capped at a limited value per month (official, rewards agreement). Referral bonus of $50 in crypto per referral, up to 50 a year (official). |
| Nexo Card | In NEXO: Base 0.5%, Silver 0.7%, Gold 1%, Platinum 2%. In BTC: 0.1%, 0.2%, 0.3%, 0.5% (official, nexo.com/nexo-card, checked 12 Oct 2026). Credit mode only, with more than $5,000 in the account. Monthly caps of $50 to $200 reported (third-party: cardpilled). |
Cashback is shown as a dated fact and never scored.