Gemini Credit Card vs Fiat24 Debit Card

Gemini Credit Card scores 12/16, Fiat24 Debit Card scores 6/16 on the CBL Card Score. Here is every criterion side by side.

Gemini Credit CardGemini Credit CardFiat24 Debit CardFiat24 Debit Card
Custody1 of 21 of 2
Issuer and licence2 of 22 of 2
Availability0 of 20 of 2
FX fee on a foreign-currency purchase2 of 20 of 2
Funding cost2 of 20 of 2
Apple Pay and Google Pay2 of 22 of 2
Freeze and dispute policy2 of 21 of 2
Yield on idle balance1 of 20 of 2
Total126

The short verdict: Gemini Credit Card leads overall (12 to 6). Custodial rewards; Gemini Trust states segregation, no foreign transaction fees FX. Health: Watch. Check each profile for what still needs confirming before deciding.

Cashback, as of 20 Oct 2026

Gemini Credit Card4% in crypto on gas, EV charging and transit, on the first $300 of spend a month, then 1%; 3% on dining; 2% on groceries; 1% on everything else (official, card page, checked 20 Oct 2026). Rewards deposit when the transaction posts, in bitcoin or any of more than 50 cryptos on Gemini, switchable at any time (official). Vault Rewards of up to 10% at partner merchants, capped at a limited value per month (official, rewards agreement). Referral bonus of $50 in crypto per referral, up to 50 a year (official).
Fiat24 Debit CardNone found on any official page (checked 20 Oct 2026). A third party confirms no recurring card cashback on any tier (third-party: cryptocardhub, 11 Aug 2026).

Cashback is shown as a dated fact and never scored.

Full profiles

Gemini Credit Card full profileFiat24 Debit Card full profileEvery card, ranked