Bleap Card vs Plutus Card
Bleap Card scores 12/16, Plutus Card scores 4/16 on the CBL Card Score. Here is every criterion side by side.
 Bleap Card |  Plutus Card | |
|---|---|---|
| Custody | 2 of 2 | 1 of 2 |
| Issuer and licence | 2 of 2 | 0 of 2 |
| Availability | 0 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 0 of 2 |
| Funding cost | 2 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 1 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 0 of 2 |
| Total | 12 | 4 |
The short verdict: Bleap Card leads overall (12 to 4). Self-custodial MPC wallet; issuer holds no funds, 0% markup; Mastercard rate applies FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Bleap Card | Paid in USDC. 1% on all spend, capped at €500 per transaction and €3,000 a month; 3% on Uber, Bolt and food delivery apps, capped at €50 per transaction and €500 a month per service; 20% on Netflix, Disney, Amazon Prime, YouTube, ChatGPT, Gemini, Claude, PlayStation Plus, Xbox Game Pass, Nintendo Switch Online and Steam, with monthly or yearly caps per merchant; 2% at restaurants and supermarkets ran 12 Feb to 31 May 2026 (official, cashback terms, updated 25 May 2026). No plan, stake or minimum balance required. |
| Plutus Card | 3% on eligible card spend on every plan, rising to 9% through PLU stake levels (official, plutus.it/rewards and plutus.it/plans, checked 20 Oct 2026). Eligible spend is capped at £/€250, 500 or 1,000 a month by plan (official, fees page). Rewards are now called PLUS and accrue as in-app points while card spending is paused (official, Q1 migration FAQ, 20 Feb 2026). The top rate needs 40,000 PLU staked (third-party: SpendNode, 24 Jul 2026). |
Cashback is shown as a dated fact and never scored.