Bitrefill Card vs Fiat24 Debit Card
Bitrefill Card scores 6/16, Fiat24 Debit Card scores 6/16 on the CBL Card Score. Here is every criterion side by side.
 Bitrefill Card |  Fiat24 Debit Card | |
|---|---|---|
| Custody | 1 of 2 | 1 of 2 |
| Issuer and licence | 1 of 2 | 2 of 2 |
| Availability | 0 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 0 of 2 |
| Funding cost | 0 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 1 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 0 of 2 |
| Total | 6 | 6 |
The short verdict: Bitrefill Card leads overall (6 to 6). Crypto yours until top-up; euros held by partners, 0% FX at the Visa rate FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Bitrefill Card | 1% on every crypto deposit and 1% on every purchase, "no cap", paid in EUR as Bitrefill store credit the same day the payment settles, no expiry (official, card page and card FAQ, checked 20 Oct 2026). Store credit buys gift cards, eSIMs and refills on bitrefill.com and cannot be withdrawn (official, FAQ). Bank withdrawals, cash-outs and ATM withdrawals earn nothing (official). Free eSIM of up to 20GB a month for depositing over €500 of crypto in the month (official, card page). |
| Fiat24 Debit Card | None found on any official page (checked 20 Oct 2026). A third party confirms no recurring card cashback on any tier (third-party: cryptocardhub, 11 Aug 2026). |
Cashback is shown as a dated fact and never scored.