LHV scores 9/16, ClearBank scores 7/16 on the CBL criteria. The winner depends on what your money needs to do; here is every criterion side by side.
| LHV | ClearBank | |
|---|---|---|
| Accepts exchange transfers | yes | yes |
| Stablecoin off-ramp | no | partial |
| Business accounts for Web3 | yes | yes |
| Custody | partial | no |
| Staking and yield | no | no |
| Card | partial | no |
| Multiple jurisdictions | partial | yes |
| Open to retail | yes | no |
The short verdict: LHV leads overall (9 to 7). Health: Solid. Check each profile for fine print and P2P tolerance before deciding.