Venmo Credit Card vs Bitrefill Card

Venmo Credit Card scores 10/16, Bitrefill Card scores 6/16 on the CBL Card Score. Here is every criterion side by side.

	Venmo Credit Card	Bitrefill Card
Custody	1 of 2	1 of 2
Issuer and licence	2 of 2	1 of 2
Availability	0 of 2	0 of 2
FX fee on a foreign-currency purchase	2 of 2	2 of 2
Funding cost	0 of 2	0 of 2
Apple Pay and Google Pay	2 of 2	1 of 2
Freeze and dispute policy	2 of 2	1 of 2
Yield on idle balance	1 of 2	0 of 2
Total	10	6

The short verdict: Venmo Credit Card leads overall (10 to 6). Custodial; crypto held apart from PayPal Digital assets, no foreign transaction fee FX. Health: Watch. Check each profile for what still needs confirming before deciding.

Cashback, as of 20 Oct 2026

Venmo Credit Card

3% on dining and entertainment, including streaming; an extra 1% when the purchase is split with a friend on Venmo within 30 days; 3% when checking out with Venmo online or paying a business or a person for goods and services on Venmo; 1% on everything else (official, venmo.com/about/creditcard/rewards, checked 20 Oct 2026). No caps stated. Cards approved after 24 Sep 2026 pay cash back daily; earlier cards pay 1 to 3 days after the statement end (official, help centre FAQ). Cash Back to Crypto buys the chosen asset automatically, with Bitcoin, Ethereum, Litecoin and Bitcoin Cash named on the card page and Solana and Chainlink listed in the crypto FAQ (official).

Bitrefill Card

1% on every crypto deposit and 1% on every purchase, "no cap", paid in EUR as Bitrefill store credit the same day the payment settles, no expiry (official, card page and card FAQ, checked 20 Oct 2026). Store credit buys gift cards, eSIMs and refills on bitrefill.com and cannot be withdrawn (official, FAQ). Bank withdrawals, cash-outs and ATM withdrawals earn nothing (official). Free eSIM of up to 20GB a month for depositing over €500 of crypto in the month (official, card page).

Cashback is shown as a dated fact and never scored.