Gemini Credit Card vs Venmo Credit Card

Gemini Credit Card scores 12/16, Venmo Credit Card scores 10/16 on the CBL Card Score. Here is every criterion side by side.

	Gemini Credit Card	Venmo Credit Card
Custody	1 of 2	1 of 2
Issuer and licence	2 of 2	2 of 2
Availability	0 of 2	0 of 2
FX fee on a foreign-currency purchase	2 of 2	2 of 2
Funding cost	2 of 2	0 of 2
Apple Pay and Google Pay	2 of 2	2 of 2
Freeze and dispute policy	2 of 2	2 of 2
Yield on idle balance	1 of 2	1 of 2
Total	12	10

The short verdict: Gemini Credit Card leads overall (12 to 10). Custodial rewards; Gemini Trust states segregation, no foreign transaction fees FX. Health: Watch. Check each profile for what still needs confirming before deciding.

Cashback, as of 20 Oct 2026

Gemini Credit Card

4% in crypto on gas, EV charging and transit, on the first $300 of spend a month, then 1%; 3% on dining; 2% on groceries; 1% on everything else (official, card page, checked 20 Oct 2026). Rewards deposit when the transaction posts, in bitcoin or any of more than 50 cryptos on Gemini, switchable at any time (official). Vault Rewards of up to 10% at partner merchants, capped at a limited value per month (official, rewards agreement). Referral bonus of $50 in crypto per referral, up to 50 a year (official).

Venmo Credit Card

3% on dining and entertainment, including streaming; an extra 1% when the purchase is split with a friend on Venmo within 30 days; 3% when checking out with Venmo online or paying a business or a person for goods and services on Venmo; 1% on everything else (official, venmo.com/about/creditcard/rewards, checked 20 Oct 2026). No caps stated. Cards approved after 24 Sep 2026 pay cash back daily; earlier cards pay 1 to 3 days after the statement end (official, help centre FAQ). Cash Back to Crypto buys the chosen asset automatically, with Bitcoin, Ethereum, Litecoin and Bitcoin Cash named on the card page and Solana and Chainlink listed in the crypto FAQ (official).

Cashback is shown as a dated fact and never scored.