Gemini Credit Card vs Avici Card
Gemini Credit Card scores 12/16, Avici Card scores 8/16 on the CBL Card Score. Here is every criterion side by side.
 Gemini Credit Card |  Avici Card | |
|---|---|---|
| Custody | 1 of 2 | 2 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 0 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 2 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 1 of 2 |
| Total | 12 | 8 |
The short verdict: Gemini Credit Card leads overall (12 to 8). Custodial rewards; Gemini Trust states segregation, no foreign transaction fees FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Gemini Credit Card | 4% in crypto on gas, EV charging and transit, on the first $300 of spend a month, then 1%; 3% on dining; 2% on groceries; 1% on everything else (official, card page, checked 20 Oct 2026). Rewards deposit when the transaction posts, in bitcoin or any of more than 50 cryptos on Gemini, switchable at any time (official). Vault Rewards of up to 10% at partner merchants, capped at a limited value per month (official, rewards agreement). Referral bonus of $50 in crypto per referral, up to 50 a year (official). |
| Avici Card | None on the card. Referral programme only; a 5% cashback on one user-chosen category appears as a 15 Apr 2026 update on a review page but not in the official fees or FAQ pages (third-party: SpendNode, 16 Oct 2026; official docs, checked 20 Oct 2026). |
Cashback is shown as a dated fact and never scored.